:root{color-scheme:light dark;--brand-50:#f0fdfa;--brand-100:#ccfbf1;--brand-200:#99f6e4;--brand-300:#5eead4;--brand-400:#2dd4bf;--brand-500:#14b8a6;--brand-600:#0d9488;--brand-700:#0f766e;--brand-800:#115e59;--brand-900:#134e4a;--n-50:#f8fafc;--n-100:#f1f5f9;--n-200:#e2e8f0;--n-300:#cbd5e1;--n-400:#94a3b8;--n-500:#64748b;--n-600:#475569;--n-700:#334155;--n-800:#1e293b;--n-900:#0f172a;--accent-500:#0ea5e9;--accent-600:#0284c7;--success-600:#16a34a;--warning-600:#d97706;--warning-700:#b45309;--danger-600:#dc2626;--danger-700:#b91c1c;--c-bg:#fff;--c-page:var(--n-50);--c-surface:#fff;--c-surface-2:var(--n-100);--c-border:var(--n-200);--c-border-strong:var(--n-300);--c-text:var(--n-900);--c-text-muted:var(--n-600);--c-text-subtle:var(--n-500);--c-primary:var(--brand-700);--c-primary-strong:var(--brand-800);--c-primary-soft:var(--brand-100);--c-primary-softer:var(--brand-50);--c-accent:var(--accent-500);--c-accent-soft:#e0f2fe;--c-success:var(--success-600);--c-warning:var(--warning-700);--c-danger:var(--danger-600);--c-danger-soft:#fee2e2;--c-alert-info-bg:#eff6ff;--c-alert-info-fg:#0c4a6e;--c-alert-info-border:#bae6fd;--c-alert-warn-bg:#fffbeb;--c-alert-warn-fg:#78350f;--c-alert-warn-border:#fde68a;--c-alert-danger-bg:#fef2f2;--c-alert-danger-fg:#7f1d1d;--c-alert-danger-border:#fecaca;--bento-big-bg:#0f172a;--bento-amber-bg:#fef3c7;--bento-amber-fg:#78350f;--bento-blue-bg:#dbeafe;--bento-blue-fg:#1e3a8a;--bento-green-bg:#dcfce7;--bento-green-fg:#14532d;--bento-purple-bg:#fae8ff;--bento-purple-fg:#701a75;--bento-wide-bg:#ecfeff;--bento-wide-fg:#155e75;--c-focus-danger:#dc26262e;--c-focus:#0d948859;--c-selection:var(--brand-200);--font-sans:system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--font-mono:ui-monospace, "Cascadia Code", "Segoe UI Mono", Consolas, "Liberation Mono", monospace;--font-display:var(--font-sans);--text-xs:.75rem;--text-sm:.875rem;--text-md:1rem;--text-lg:1.125rem;--text-xl:1.25rem;--text-2xl:1.5rem;--text-3xl:1.875rem;--text-4xl:2.25rem;--text-5xl:3rem;--fw-regular:400;--fw-medium:500;--fw-semibold:600;--fw-bold:700;--lh-tight:1.2;--lh-normal:1.5;--lh-relaxed:1.65;--sp-1:.25rem;--sp-2:.5rem;--sp-3:.75rem;--sp-4:1rem;--sp-5:1.25rem;--sp-6:1.5rem;--sp-8:2rem;--sp-10:2.5rem;--sp-12:3rem;--sp-16:4rem;--sp-20:5rem;--radius-sm:6px;--radius-md:10px;--radius-lg:14px;--radius-xl:20px;--radius-full:9999px;--shadow-xs:0 1px 2px #0f172a0a;--shadow-sm:0 1px 3px #0f172a0f, 0 1px 2px #0f172a0a;--shadow-md:0 4px 6px -1px #0f172a12, 0 2px 4px -2px #0f172a0d;--shadow-lg:0 10px 20px -4px #0f172a1a, 0 4px 8px -4px #0f172a0f;--shadow-xl:0 20px 40px -12px #0f172a2e;--shadow-primary:0 8px 20px -8px #0d948880;--container:1200px;--container-pad:1.125rem;--header-h:64px;--bp-sm:640px;--bp-md:768px;--bp-lg:1024px;--ease-fast:.15s cubic-bezier(.4, 0, .2, 1);--ease:.25s cubic-bezier(.4, 0, .2, 1);--ease-spring:.32s cubic-bezier(.34, 1.4, .64, 1)}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 1rem)}body{font-family:var(--font-sans);font-size:var(--text-md);line-height:var(--lh-normal);color:var(--c-text);background:var(--c-page);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0}::selection{background:var(--c-selection);color:var(--c-text)}h1,h2,h3,h4,h5,h6{line-height:var(--lh-tight);font-weight:var(--fw-bold);letter-spacing:-.015em;color:var(--c-text);margin:0 0 var(--sp-4)}h1{font-family:var(--font-display);font-size:clamp(1.875rem,2.5vw + 1rem,3rem);font-weight:var(--fw-bold);letter-spacing:-.025em}h2{font-family:var(--font-display);letter-spacing:-.02em;font-size:clamp(1.5rem,1.6vw + 1rem,2.25rem)}h3{font-size:var(--text-lg)}p{margin:0 0 var(--sp-4)}a{color:var(--c-primary);transition:color var(--ease-fast);text-decoration:none}a:hover{color:var(--c-primary-strong);text-decoration:underline}ul,ol{margin:0 0 var(--sp-4);padding-left:var(--sp-6)}img{max-width:100%;height:auto}:focus-visible{outline:3px solid var(--c-focus);outline-offset:2px;border-radius:var(--radius-sm)}code{font-family:var(--font-mono);background:var(--c-surface-2);border-radius:var(--radius-sm);padding:.1em .35em;font-size:.9em}.table-scroll{scrollbar-width:thin;scrollbar-color:var(--n-300) transparent}.table-scroll::-webkit-scrollbar{height:8px}.table-scroll::-webkit-scrollbar-thumb{background:var(--n-300);border-radius:var(--radius-full)}.container{width:100%;max-width:var(--container);padding-inline:var(--container-pad);margin-inline:auto}@media (width>=640px){.container{max-width:720px;padding-inline:var(--sp-6)}}@media (width>=1024px){.container{max-width:1040px;padding-inline:var(--sp-8)}}@media (width>=1280px){.container{max-width:1240px;padding-inline:var(--sp-10)}}.section{padding-block:var(--sp-10)}.section--muted{background:var(--c-surface);border-block:1px solid var(--c-border)}.section-head{max-width:56rem;margin-bottom:var(--sp-6)}.section-head h2{margin-bottom:var(--sp-2)}.section-head p{color:var(--c-text-muted);margin-bottom:0}.section-head-row{justify-content:space-between;align-items:flex-end;gap:var(--sp-4);margin-bottom:var(--sp-6);flex-wrap:wrap;display:flex}.section-head-row .section-head{margin-bottom:0}.section-head-row__link{align-items:center;gap:var(--sp-1);font-size:var(--text-sm);font-weight:var(--fw-semibold);white-space:nowrap;display:inline-flex}.section-head-row__link:hover{gap:var(--sp-2);text-decoration:none}.section-head-row__link svg{transition:transform var(--ease-fast)}.section-head-row__link:hover svg{transform:translate(2px)}.eyebrow{align-items:center;gap:var(--sp-2);font-size:var(--text-xs);font-weight:var(--fw-semibold);letter-spacing:.08em;text-transform:uppercase;color:var(--c-primary-strong);background:var(--c-primary-softer);border:1px solid var(--brand-200);padding:var(--sp-1) var(--sp-3);border-radius:var(--radius-full);margin-bottom:var(--sp-3);display:inline-flex}.eyebrow svg{color:var(--c-primary)}.badge{align-items:center;gap:var(--sp-1);font-size:var(--text-xs);font-weight:var(--fw-semibold);padding:var(--sp-1) var(--sp-2);border-radius:var(--radius-full);background:var(--c-surface-2);color:var(--c-text-muted);border:1px solid var(--c-border);line-height:1.2;display:inline-flex}.badge--accent{background:var(--c-accent-soft);color:var(--accent-600);border-color:var(--c-alert-info-border)}.badge--brand{background:var(--c-primary-soft);color:var(--c-primary-strong);border-color:var(--brand-200)}.badge--warning{background:var(--c-alert-warn-bg);color:var(--warning-700);border-color:var(--c-alert-warn-border)}.page-main{padding-block:var(--sp-10)}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link{left:var(--sp-4);z-index:200;padding:var(--sp-2) var(--sp-4);background:var(--c-primary);color:#fff;border-radius:var(--radius-md);transition:top var(--ease-fast);position:absolute;top:-100px}.skip-link:focus{top:var(--sp-3);color:#fff}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.001ms!important;animation-duration:.001ms!important;animation-iteration-count:1!important}}@media (prefers-color-scheme:dark){:root:not([data-theme=light]){color-scheme:dark;--c-page:#0b1220;--c-bg:#101828;--c-surface:#101828;--c-surface-2:#1a2235;--c-border:#233047;--c-border-strong:#33415a;--c-text:#e8edf5;--c-text-muted:#9aa7bd;--c-text-subtle:#6b7890;--brand-50:#0d1a17;--brand-100:#12332c;--brand-200:#1a4a40;--brand-300:#2a6a5c;--brand-400:#3f8f7c;--c-primary:var(--brand-500);--c-primary-strong:var(--brand-600);--c-primary-soft:var(--brand-100);--c-primary-softer:var(--brand-50);--c-accent:#38bdf8;--c-accent-600:#38bdf8;--c-accent-soft:#132a43;--c-focus:#14b8a666;--c-selection:var(--brand-200);--c-warning:#ef9f2b;--warning-600:#f0a028;--warning-700:#e5981c;--c-alert-info-bg:#0d2233;--c-alert-info-fg:#a9c9e8;--c-alert-info-border:#1b4a6e;--c-alert-warn-bg:#241a05;--c-alert-warn-fg:#e5c08a;--c-alert-warn-border:#5a4520;--c-alert-danger-bg:#2a1010;--c-alert-danger-fg:#e3b8b8;--c-alert-danger-border:#6b2b2b;--bento-big-bg:#1a2235;--bento-amber-bg:#2b2008;--bento-amber-fg:#f5cf7a;--bento-blue-bg:#10213f;--bento-blue-fg:#a9c9e8;--bento-green-bg:#0f2a1c;--bento-green-fg:#8fd9ac;--bento-purple-bg:#2a1230;--bento-purple-fg:#e2a8ea;--bento-wide-bg:#0c2530;--bento-wide-fg:#8fd9ea;--shadow-xs:0 1px 2px #00000059;--shadow-sm:0 1px 3px #0006, 0 1px 2px #0000004d;--shadow-md:0 4px 6px -1px #00000073, 0 2px 4px -2px #00000059;--shadow-lg:0 10px 20px -4px #00000080, 0 4px 8px -4px #0006;--shadow-xl:0 20px 40px -12px #0009;--shadow-primary:0 8px 20px -8px #14b8a659}}:root[data-theme=dark]{color-scheme:dark;--c-page:#0b1220;--c-bg:#101828;--c-surface:#101828;--c-surface-2:#1a2235;--c-border:#233047;--c-border-strong:#33415a;--c-text:#e8edf5;--c-text-muted:#9aa7bd;--c-text-subtle:#6b7890;--brand-50:#0d1a17;--brand-100:#12332c;--brand-200:#1a4a40;--brand-300:#2a6a5c;--brand-400:#3f8f7c;--c-primary:var(--brand-500);--c-primary-strong:var(--brand-600);--c-primary-soft:var(--brand-100);--c-primary-softer:var(--brand-50);--c-accent:#38bdf8;--c-accent-600:#38bdf8;--c-accent-soft:#132a43;--c-focus:#14b8a666;--c-selection:var(--brand-200);--c-warning:#ef9f2b;--warning-600:#f0a028;--warning-700:#e5981c;--c-alert-info-bg:#0d2233;--c-alert-info-fg:#a9c9e8;--c-alert-info-border:#1b4a6e;--c-alert-warn-bg:#241a05;--c-alert-warn-fg:#e5c08a;--c-alert-warn-border:#5a4520;--c-alert-danger-bg:#2a1010;--c-alert-danger-fg:#e3b8b8;--c-alert-danger-border:#6b2b2b;--bento-big-bg:#1a2235;--bento-amber-bg:#2b2008;--bento-amber-fg:#f5cf7a;--bento-blue-bg:#10213f;--bento-blue-fg:#a9c9e8;--bento-green-bg:#0f2a1c;--bento-green-fg:#8fd9ac;--bento-purple-bg:#2a1230;--bento-purple-fg:#e2a8ea;--bento-wide-bg:#0c2530;--bento-wide-fg:#8fd9ea;--shadow-xs:0 1px 2px #00000059;--shadow-sm:0 1px 3px #0006, 0 1px 2px #0000004d;--shadow-md:0 4px 6px -1px #00000073, 0 2px 4px -2px #00000059;--shadow-lg:0 10px 20px -4px #00000080, 0 4px 8px -4px #0006;--shadow-xl:0 20px 40px -12px #0009;--shadow-primary:0 8px 20px -8px #14b8a659}.site-header{z-index:100;background:var(--c-bg);border-bottom:1px solid var(--c-border);box-shadow:var(--shadow-sm);position:sticky;top:0}.site-header.is-scrolled{box-shadow:var(--shadow-md)}.site-header__inner{align-items:center;gap:var(--sp-4);min-height:var(--header-h);display:flex}.brand{align-items:center;gap:var(--sp-3);font-weight:var(--fw-bold);font-size:var(--text-lg);color:var(--c-text);letter-spacing:-.01em;text-decoration:none;display:inline-flex}.brand:hover{color:var(--c-text);text-decoration:none}.brand__mark{border-radius:var(--radius-md);background:linear-gradient(135deg, var(--brand-600), var(--brand-800));color:#fff;width:34px;height:34px;font-weight:var(--fw-bold);font-size:var(--text-sm);box-shadow:var(--shadow-primary);justify-content:center;align-items:center;display:inline-flex}.brand__tagline{font-size:var(--text-xs);font-weight:var(--fw-regular);color:var(--c-text-subtle);margin-top:2px;line-height:1.1;display:block}.main-nav{margin-left:auto}.main-nav__list{align-items:center;gap:var(--sp-1);margin:0;padding:0;list-style:none;display:flex}.main-nav__link{padding:var(--sp-2) var(--sp-3);border-radius:var(--radius-md);color:var(--c-text-muted);font-weight:var(--fw-medium);font-size:var(--text-sm);white-space:nowrap;text-decoration:none;display:inline-block;position:relative}.main-nav__link:hover{color:var(--c-primary);background:var(--c-surface-2);text-decoration:none}.main-nav__link[aria-current=page]{color:var(--c-primary-strong);background:var(--c-primary-soft)}.main-nav__link[aria-current=page]:after{content:"";border-radius:var(--radius-full);background:var(--c-primary);height:2px;position:absolute;bottom:2px;left:20%;right:20%}.btn.nav-toggle{padding-inline:var(--sp-3);margin-left:auto;display:none}.nav-toggle svg{width:18px;height:18px}.nav-toggle svg:first-of-type{display:block}.nav-toggle svg:nth-of-type(2),.nav-toggle[aria-expanded=true] svg:first-of-type{display:none}.nav-toggle[aria-expanded=true] svg:nth-of-type(2){display:block}.theme-toggle{padding-inline:var(--sp-3);margin-left:var(--sp-2)}.theme-toggle svg{width:18px;height:18px}.theme-toggle svg:first-of-type{display:block}.theme-toggle svg:nth-of-type(2),.theme-toggle[data-theme=dark] svg:first-of-type{display:none}.theme-toggle[data-theme=dark] svg:nth-of-type(2){display:block}.header-search{margin-left:var(--sp-2);position:relative}.header-search__input-wrap{position:relative}.header-search input{min-width:190px;padding:calc(var(--sp-2) - 1px) 2.15rem calc(var(--sp-2) - 1px) var(--sp-3);background:var(--c-surface-2);border-color:var(--c-border)}.header-search input:focus{background:var(--c-bg);border-color:var(--c-primary);box-shadow:0 0 0 3px var(--c-focus)}.header-search__icon{right:var(--sp-3);pointer-events:none;color:var(--c-text-subtle);position:absolute;top:50%;transform:translateY(-50%)}.header-search__icon svg{width:14px;height:14px}.search-results{background:var(--c-bg);border:1px solid var(--c-border);border-radius:var(--radius-lg);width:340px;max-width:92vw;box-shadow:var(--shadow-xl);padding:var(--sp-2);z-index:120;position:absolute;top:calc(100% + 6px);right:0}.search-results__item{align-items:center;gap:var(--sp-3);padding:var(--sp-2) var(--sp-3);border-radius:var(--radius-md);color:var(--c-text);text-decoration:none;display:flex}.search-results__item:hover{background:var(--c-surface-2);text-decoration:none}.search-results__item svg{width:16px;height:16px;color:var(--c-primary);flex:none}.search-results__item strong{font-size:var(--text-sm);font-weight:var(--fw-semibold);display:block}.search-results__item span{font-size:var(--text-xs);color:var(--c-text-subtle);display:block}.search-results__empty{padding:var(--sp-3);font-size:var(--text-sm);color:var(--c-text-muted)}@media (width<=1023px){.btn.nav-toggle{display:inline-flex}.header-search{display:none}.main-nav{background:var(--c-bg);border-bottom:1px solid var(--c-border);box-shadow:var(--shadow-lg);padding:var(--sp-2) var(--container-pad) var(--sp-4);opacity:0;visibility:hidden;transition:opacity var(--ease), visibility var(--ease), transform var(--ease);max-height:calc(100vh - var(--header-h));-webkit-overflow-scrolling:touch;margin:0;position:absolute;top:100%;left:0;right:0;overflow-y:auto;transform:translateY(-6px)}.main-nav.is-open{opacity:1;visibility:visible;transition:opacity var(--ease-fast), visibility var(--ease-fast), transform var(--ease-fast);transform:none}.main-nav__list{align-items:stretch;gap:var(--sp-1);flex-direction:column}.main-nav__list li+li{border-top:1px solid var(--c-border)}.main-nav__link{min-height:44px;padding:var(--sp-2) var(--sp-3);border-radius:var(--radius-md);justify-content:space-between;align-items:center;display:flex}.main-nav__link:after{content:"›";color:var(--c-text-subtle)}.main-nav__link[aria-current=page]:after{display:none}.calc-actions{flex-direction:column;align-items:stretch}}.btn{justify-content:center;align-items:center;gap:var(--sp-2);font:inherit;font-weight:var(--fw-semibold);padding:var(--sp-2) var(--sp-5);border-radius:var(--radius-md);cursor:pointer;transition:background var(--ease-fast), border-color var(--ease-fast), color var(--ease-fast), box-shadow var(--ease-fast), transform var(--ease-fast);border:1px solid #0000;min-width:48px;min-height:48px;text-decoration:none;display:inline-flex}.btn:hover{text-decoration:none}.btn:active{transform:translateY(1px)}.btn svg{flex:none;width:18px;height:18px}.btn--primary{background:var(--c-primary-strong);color:#fff;box-shadow:var(--shadow-primary)}.btn--primary:hover{background:var(--c-primary-strong);color:#fff;box-shadow:none;text-decoration:none;transform:translateY(-1px)}.btn--secondary{background:var(--c-bg);color:var(--c-text);border-color:var(--c-border-strong)}.btn--secondary:hover{background:var(--c-surface-2);border-color:var(--c-text-subtle)}.btn--ghost{color:var(--c-primary);border-color:var(--c-primary);background:0 0}.btn--ghost:hover{background:var(--c-primary-soft)}.btn--sm{padding:var(--sp-1) var(--sp-3);font-size:var(--text-xs);min-width:0;min-height:36px}.card-grid{gap:var(--sp-5);grid-template-columns:1fr;display:grid}@media (width>=640px){.card-grid{grid-template-columns:repeat(2,1fr)}}@media (width>=1024px){.card-grid--3{grid-template-columns:repeat(3,1fr)}.card-grid--4{grid-template-columns:repeat(4,1fr)}}.tool-card{gap:var(--sp-3);padding:var(--sp-5);background:var(--c-bg);border:1px solid var(--c-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);color:var(--c-text);transition:box-shadow var(--ease), transform var(--ease), border-color var(--ease);--tool-card-glow:#0d948829;flex-direction:column;text-decoration:none;display:flex;position:relative;overflow:hidden}.tool-card:hover{border-color:var(--brand-500);box-shadow:var(--shadow-lg);text-decoration:none;transform:translateY(-3px)}.tool-card:before{content:"";z-index:-1;background:radial-gradient(circle, var(--tool-card-glow), transparent 72%);width:130px;height:130px;transition:transform var(--ease), opacity var(--ease);pointer-events:none;border-radius:50%;position:absolute;top:-46px;right:-46px}.tool-card:hover:before{transform:scale(1.2)}.tool-card--finance{--tool-card-glow:#0d94882e}.tool-card--salary{--tool-card-glow:#0369a12e}.tool-card--education{--tool-card-glow:#a21caf29}.tool-card--general{--tool-card-glow:#33415524}.tool-card__top{justify-content:space-between;align-items:flex-start;gap:var(--sp-2);display:flex}.tool-card__icon{border-radius:var(--radius-md);background:var(--c-primary-soft);width:46px;height:46px;color:var(--c-primary-strong);box-shadow:var(--shadow-xs);transition:background var(--ease-fast), color var(--ease-fast);justify-content:center;align-items:center;display:inline-flex}.tool-card:hover .tool-card__icon{background:var(--c-primary);color:#fff}.tool-card--salary .tool-card__icon{background:var(--bento-blue-bg);color:var(--bento-blue-fg)}.tool-card--salary:hover .tool-card__icon{color:#fff;background:#0369a1}.tool-card--education .tool-card__icon{background:var(--bento-purple-bg);color:var(--bento-purple-fg)}.tool-card--education:hover .tool-card__icon{color:#fff;background:#a21caf}.tool-card--general .tool-card__icon{background:var(--c-surface-2);color:var(--c-text-muted)}.tool-card--general:hover .tool-card__icon{color:#fff;background:#334155}.tool-card__icon svg{width:24px;height:24px}.tool-card__arrow{width:18px;height:18px;color:var(--c-text-subtle);transition:transform var(--ease-fast), color var(--ease-fast);flex:none;transform:translate(0)}.tool-card:hover .tool-card__arrow{color:var(--c-primary);transform:translate(3px)}.tool-card__title{font-weight:var(--fw-semibold);font-size:var(--text-lg);color:var(--c-text);letter-spacing:-.01em}.tool-card__desc{font-size:var(--text-sm);color:var(--c-text-muted);line-height:var(--lh-normal);margin:0}.tool-card__meta{align-items:center;gap:var(--sp-2);font-size:var(--text-xs);color:var(--c-text-subtle);margin-top:auto;display:inline-flex}.category-card{gap:var(--sp-3);padding:var(--sp-6);background:var(--c-bg);border:1px solid var(--c-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);color:var(--c-text);transition:box-shadow var(--ease), transform var(--ease), border-color var(--ease);flex-direction:column;text-decoration:none;display:flex;position:relative;overflow:hidden}.category-card:before{content:"";background:linear-gradient(160deg, var(--c-primary-softer), transparent 55%);opacity:0;transition:opacity 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svg{color:var(--accent-500)}.alert--warning{border-color:var(--c-alert-warn-border);background:var(--c-alert-warn-bg);color:var(--c-alert-warn-fg)}.alert--warning svg{color:var(--warning-600)}.alert--danger{border-color:var(--c-alert-danger-border);background:var(--c-alert-danger-bg);color:var(--c-alert-danger-fg)}.alert--danger svg{color:var(--danger-600)}.alert strong{margin-bottom:var(--sp-1);display:block}.prose{max-width:46rem}.prose h2{margin-top:var(--sp-10)}.prose table{border-collapse:collapse;width:100%;font-size:var(--text-sm)}.prose li{margin-bottom:var(--sp-1)}.prose a{color:var(--c-primary);font-weight:var(--fw-medium);text-decoration:none}.prose a:hover{text-decoration:underline}.table-scroll{-webkit-overflow-scrolling:touch;margin-bottom:var(--sp-5);border:1px solid var(--c-border);border-radius:var(--radius-md);overflow-x:auto}.calc-table,.rate-table,.compare-table{border-collapse:collapse;width:100%;min-width:600px;font-size:var(--text-sm)}.calc-table th,.calc-table td,.rate-table th,.rate-table td,.compare-table th,.compare-table td{padding:var(--sp-3) var(--sp-3);border-bottom:1px solid var(--c-border);text-align:left;vertical-align:top}.calc-table tr:last-child td,.rate-table tr:last-child td,.compare-table tr:last-child td{border-bottom:none}.calc-table th,.rate-table th,.compare-table th{font-weight:var(--fw-semibold);background:var(--c-surface-2);white-space:nowrap;color:var(--c-text-muted);z-index:2;position:sticky;top:0}.calc-table td,.rate-table td,.compare-table td{font-variant-numeric:tabular-nums}.calc-table tbody tr:nth-child(2n),.rate-table tbody tr:nth-child(2n){background:var(--c-surface-2)}.table-note{font-size:var(--text-xs);color:var(--c-text-subtle);margin:var(--sp-2) 0 0}.home-hero{margin-top:calc(-1 * var(--sp-10));padding:var(--sp-10) 0 var(--sp-16);background:linear-gradient(120deg,#115e59 0%,#0f766e 45%,#0c4a6e 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.75rem,3.4rem);font-weight:var(--fw-bold);letter-spacing:-.03em;color:#fff;margin-bottom:var(--sp-4);line-height:1.08}.home-hero__sub{font-size:var(--text-lg);color:#ffffffe0;line-height:var(--lh-normal);margin-bottom:var(--sp-8)}.home-hero__search{max-width:30rem;margin-inline:auto}.home-hero__search .header-search{margin-left:0}.home-hero__search input{width:100%;padding:var(--sp-3) 2.4rem var(--sp-3) var(--sp-4);font-size:var(--text-md);border-radius:var(--radius-full);background:#fff;border-color:#fff;box-shadow:0 20px 45px -18px #061e1b8c}.home-hero__search .header-search__icon{right:var(--sp-4)}.home-hero__search .search-results{text-align:left;width:100%;left:0;right:auto}.bento-section{padding-top:var(--sp-8)}.bento-grid{gap:var(--sp-4);grid-template-columns:repeat(2,1fr);grid-auto-rows:150px;display:grid}@media (width>=768px){.bento-grid{grid-template-columns:repeat(4,1fr)}}.bento-tile{padding:var(--sp-5);border-radius:var(--radius-lg);transition:transform var(--ease-fast), box-shadow var(--ease-fast);flex-direction:column;justify-content:space-between;text-decoration:none;display:flex}.bento-tile:hover{box-shadow:var(--shadow-md);text-decoration:none;transform:translateY(-2px)}.bento-tile__icon{width:22px;height:22px;display:inline-flex}.bento-tile__icon svg{width:100%;height:100%}.bento-tile--big{background:var(--bento-big-bg);color:#fff;grid-area:span 2/span 2;box-shadow:0 20px 40px -18px #0f172a66}.bento-tile--big .bento-tile__top{justify-content:space-between;align-items:center;display:flex}.bento-tile--big .bento-tile__icon{border-radius:var(--radius-md);color:#5eead4;background:#ffffff1f;justify-content:center;align-items:center;width:40px;height:40px}.bento-tile--big .bento-tile__label{font-size:var(--text-xs);font-weight:var(--fw-bold);letter-spacing:.05em;text-transform:uppercase;color:#94a3b8}.bento-tile__meta{font-size:var(--text-xs);color:#94a3b8;margin-bottom:var(--sp-2)}.bento-tile__stat{font-size:var(--text-3xl);font-weight:var(--fw-bold);letter-spacing:-.02em}.bento-tile__stat span{font-size:var(--text-md);font-weight:var(--fw-medium);color:#94a3b8}.bento-tile__name{font-size:var(--text-md);font-weight:var(--fw-bold)}.bento-tile--amber{background:var(--bento-amber-bg);color:var(--bento-amber-fg)}.bento-tile--blue{background:var(--bento-blue-bg);color:var(--bento-blue-fg)}.bento-tile--green{background:var(--bento-green-bg);color:var(--bento-green-fg)}.bento-tile--purple{background:var(--bento-purple-bg);color:var(--bento-purple-fg)}.bento-tile--wide{background:var(--bento-wide-bg);color:var(--bento-wide-fg);flex-direction:row;grid-column:span 2;justify-content:space-between;align-items:center}.bento-tile--stat{background:var(--c-surface-2);color:var(--c-text);flex-direction:row;grid-column:span 2;justify-content:space-between;align-items:center}.bento-tile--stat .bento-tile__count{font-size:var(--text-3xl);font-weight:var(--fw-bold)}.bento-tile--stat svg{color:var(--c-text-subtle)}.cat-grid{gap:var(--sp-4);grid-template-columns:1fr;display:grid}@media (width>=640px){.cat-grid{grid-template-columns:repeat(2,1fr)}}@media (width>=1024px){.cat-grid{grid-template-columns:repeat(4,1fr)}}.cat-tile{justify-content:space-between;gap:var(--sp-8);min-height:11rem;padding:var(--sp-6);border-radius:var(--radius-lg);color:#fff;transition:transform var(--ease-fast), box-shadow var(--ease-fast);flex-direction:column;text-decoration:none;display:flex}.cat-tile:hover{box-shadow:var(--shadow-lg);text-decoration:none;transform:translateY(-2px)}.cat-tile__name{font-size:var(--text-lg);font-weight:var(--fw-bold);margin-bottom:2px}.cat-tile__count{font-size:var(--text-xs);color:#fffc}.cat-tile--finance{background:var(--c-primary-strong)}.cat-tile--salary{background:#0369a1}.cat-tile--education{background:#a21caf}.cat-tile--general{background:#334155}.why-panel{background:var(--c-primary-softer);border-radius:var(--radius-xl);padding:var(--sp-10);gap:var(--sp-6);grid-template-columns:1fr;display:grid}@media (width>=768px){.why-panel{grid-template-columns:repeat(3,1fr)}}.why-item{gap:var(--sp-4);align-items:flex-start;display:flex}.why-item__icon{border-radius:var(--radius-md);background:var(--c-primary);color:#fff;flex:none;justify-content:center;align-items:center;width:44px;height:44px;display:flex}.why-item__title{font-size:var(--text-md);font-weight:var(--fw-bold);margin-bottom:var(--sp-1)}.why-item__text{font-size:var(--text-sm);color:var(--c-text-muted);line-height:var(--lh-relaxed)}.guide-pills{justify-content:center;gap:var(--sp-3);flex-wrap:wrap;display:flex}.guide-pill{align-items:center;gap:var(--sp-2);padding:var(--sp-3) var(--sp-5);border-radius:var(--radius-full);border:1px solid var(--c-border);color:var(--c-text);font-size:var(--text-sm);font-weight:var(--fw-semibold);transition:border-color var(--ease-fast), color var(--ease-fast), background var(--ease-fast);text-decoration:none;display:inline-flex}.guide-pill:hover{border-color:var(--c-primary);color:var(--c-primary);background:var(--c-primary-softer);text-decoration:none}.guide-pill svg{color:var(--c-primary)}.cta-band{background:linear-gradient(120deg, var(--c-primary-strong), #0369a1);border-radius:var(--radius-xl);padding:var(--sp-12) var(--sp-8);text-align:center}.cta-band h2{font-size:var(--text-3xl);color:#fff;margin-bottom:var(--sp-2)}.cta-band p{font-size:var(--text-md);color:#ffffffd9;margin-bottom:var(--sp-6)}.cta-band__btn{color:var(--c-primary-strong);background:#fff;min-width:0}.cta-band__btn:hover{color:var(--c-primary-strong);opacity:.92;background:#fff}.category-head{gap:var(--sp-4);margin-bottom:var(--sp-8);flex-direction:column;display:flex}.category-head .eyebrow{align-self:flex-start}.category-hero{margin-top:calc(-1 * var(--header-h));padding-top:var(--header-h);background:linear-gradient(120deg, var(--brand-700), var(--brand-600), var(--c-primary));padding-bottom:clamp(60px,10vw,80px);position:relative;overflow:hidden}.category-hero:before,.category-hero:after{content:"";pointer-events:none;border-radius:50%;position:absolute}.category-hero:before{background:radial-gradient(circle,#ffffff24,#0000 70%);width:460px;height:460px;top:-140px;left:-100px}.category-hero:after{background:radial-gradient(circle,#5eead438,#0000 70%);width:600px;height:600px;bottom:-220px;right:-80px}.category-hero__inner{max-width:720px;position:relative}.category-hero__eyebrow{color:#fff;letter-spacing:.04em;text-transform:uppercase;background:#ffffff29;border-radius:9999px;align-items:center;gap:8px;margin-bottom:24px;padding:8px 18px;font-size:12.5px;font-weight:800;display:inline-flex}.category-hero__title{color:#fff;letter-spacing:-.02em;margin-bottom:20px;font-size:clamp(2rem,3.4vw + .75rem,3.4rem);line-height:1.08}.category-hero__subtitle{color:#ffffffe0;font-size:17px;line-height:1.6}.page-hero{margin-top:calc(-1 * 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18px;font-size:12.5px;font-weight:800;display:inline-flex}.guides-hero__title{color:#fff;letter-spacing:-.02em;margin-bottom:20px;font-size:clamp(2rem,3.4vw + .75rem,3.4rem);line-height:1.08}.guides-hero__subtitle{color:#ffffffe0;font-size:17px;line-height:1.6}.category-count{font-size:var(--text-sm);color:var(--c-text-subtle);align-self:flex-start}.guide-grid{grid-template-columns:1fr;gap:32px;display:grid}@media (width>=768px){.guide-grid{grid-template-columns:repeat(2,1fr)}}.guide-card{border:1px solid var(--c-border);min-height:320px;color:inherit;transition:transform var(--ease), box-shadow var(--ease);background:#fff;border-radius:20px;flex-direction:column;justify-content:space-between;padding:40px;text-decoration:none;display:flex}.guide-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-2px)}.guide-card__icon-wrapper{background:var(--c-primary-soft);width:56px;height:56px;color:var(--c-primary-strong);border-radius:14px;justify-content:center;align-items:center;margin-bottom:24px;display:inline-flex}.guide-card__icon-wrapper svg{width:28px;height:28px}.guide-card__title{letter-spacing:-.02em;margin-bottom:12px;font-size:20px;font-weight:800}.guide-card__description{color:var(--c-text-muted);margin:0 0 24px;font-size:14.5px;line-height:1.6}.guide-card__link{color:var(--c-primary-strong);align-items:center;gap:8px;font-size:13.5px;font-weight:700;text-decoration:none;display:flex}.compare-hero{margin-top:calc(-1 * var(--header-h));padding-top:var(--header-h);background:linear-gradient(120deg,#a21caf 0%,#7e22ce 50%,#6d28d9 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.75rem,3.4rem);line-height:1.08}.compare-hero__subtitle{color:#ffffffe0;font-size:17px;line-height:1.6}:root{--chart-principal:#059669;--chart-interest:#dc2626;--chart-principal-light:#d1fae5;--chart-interest-light:#fee2e2}.calculator-hero{margin-top:calc(-1 * var(--header-h));padding-top:var(--header-h);background:linear-gradient(120deg, var(--brand-700), var(--brand-600), var(--c-primary));padding-bottom:clamp(60px,10vw,80px);position:relative;overflow:hidden}.calculator-hero:before,.calculator-hero:after{content:"";pointer-events:none;border-radius:50%;position:absolute}.calculator-hero:before{background:radial-gradient(circle,#ffffff24,#0000 70%);width:460px;height:460px;top:-140px;left:-100px}.calculator-hero:after{background:radial-gradient(circle,#5eead438,#0000 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